Starting a new business or applying for a government loan? Then you’ve likely come across terms like Feasibility Report, TEV Report, Bankable Project Report, or NLM Project Report. These may sound technical, but each one plays an important role in turning your idea into reality, especially when dealing with banks, investors, or subsidy schemes.
Let’s understand what they are and why they matter in simple language. 👇
🔹 1. Feasibility Report – Can Your Business Idea Work?
A Feasibility Report is the first step in planning a business. It helps you understand whether your business idea is practical, profitable, and possible in the real world.
✅ It answers questions like:
Is there market demand for your product or service?
Can you get raw materials, manpower, or space easily?
Will your business survive the competition?
What are the risks, and how can you reduce them?
This report is not mandatory, but very helpful before you invest time and money. Banks and government departments also use it to assess whether your project is worth funding.
🔹 2. TEV Report – Techno-Economic Viability Report
A TEV Report is more detailed and technical than a basic feasibility report. It is usually required for large projects, especially those involving:
Heavy machinery
Infrastructure
Manufacturing units
Renewable energy or technology projects
✅ A TEV Report includes:
Technical analysis (technology used, capacity, processes)
Banks and financial institutions often insist on a TEV report before sanctioning loans above ₹1 crore. It is usually prepared by certified financial consultants or engineers.
🔹 3. Bankable Project Report – For Loan Sanction
A Bankable Project Report is a must-have document when you apply for a loan, especially under:
Bank credit schemes
Startup India
PMEGP
Stand-Up India
Mudra Loans (above ₹5 lakh)
✅ It includes:
Business model and overview
Investment cost and funding pattern
Revenue and profit forecast
Loan requirement
Repayment schedule
SWOT analysis
Risk factors and solutions
The term "bankable" means that the report is complete, realistic, and acceptable to banks for making a lending decision. A well-prepared report can significantly improve your chances of loan approval.
🔹 4. NLM Project Report – For Subsidy in the Livestock Sector
The NLM Project Report is specific to those applying for subsidies or loans under the National Livestock Mission (NLM) by the Department of Animal Husbandry & Dairying, Government of India.
This report is needed when you are setting up:
Goat farming
Poultry farming
Sheep rearing
Duck farming
Breed improvement units
Feed processing units
✅ It must include:
Details of livestock/bird units
Number of animals/birds planned
Cost of construction, equipment, feed, and insurance
Financial projections (income, expenses, profit)
Loan amount required and subsidy calculation
The government offers capital subsidy up to 50% (subject to limits), and banks require this detailed NLM report to process your application under the scheme.
Conclusion
In today’s world, having just an idea is not enough. You need the right paperwork to back it up. A good project report – whether it’s feasibility, TEV, bankable, or NLM – helps you secure funding, reduce risks, and run your business with clarity.
Want a ready-made format or template for your project type? Let us know in the comments, and we’ll help you prepare one! For additional information or assistance, please contact us or call us at +91-8989977769.