At Filo, you’ll get an easy and fast process, very low rates and low costs. Your loan experience starts amazing and stays amazing over the loan’s term. Maybe you want to close quickly on a dream home, or refinance a home to lower monthly payments or consolidate debt. We’re industry veterans who understand. Helping home buyers and owners finance with low hassle and high happiness is what we live and breathe. We’re all about benefiting more people by outworking our competitors and making less per loan.