Cedars Business Services, LLC, an agency for third-party debt collection, is part of Cedar Financial. Cedar Financial is an international and domestic collection agency that specializes in debt collection in education, healthcare, government, and retail. Cedar Financial was formed in 1991. They are based in Calabasas.

Cedar Financial states on its website that it uses a consumer-centered approach for debt collection. However the Consumer Financial Protection Bureau's (CFPB) consumer complaints paint a completely different picture. The CFPB protects consumers from abusive and deceptive debt collection practices. Cedar Financial's illegal collection practices have been the subject of over 100 complaints to CFPB. Cedar Financial is accused by the following consumers of illegal debt collection:

Intentionally trying to collect a debt that the consumer has not owed.

Unprofessionally discussing the consumer's financial situation with a third party

Threatening to sue for damages if payment is not received

After being asked to discontinue communication, you can continue to contact customers.

Refusal of providing proof or validating a loan.