Pinjaman Peribadi refers to an unsecured loan that individuals can avail themselves of for meeting their personal financial needs. Unlike secured loans, personal loans do not require collateral, making them accessible to a broader range of borrowers. Pinjaman Peribadi is unsecured, meaning borrowers are not required to provide any collateral, such as property or assets, to secure the loan.Borrowers can use the funds from a Pinjaman Peribadi for various personal purposes, including home renovations, medical expenses, education, debt consolidation, or any other financial need.Lenders determine a fixed loan amount based on the borrower's creditworthiness, income, and other financial factors.Personal loans often come with fixed interest rates, providing borrowers with predictable monthly payments over the loan tenure.